Underwrite residential rentals like a professional.
The full analysis stack — financing, income, expenses, taxes, and a multi-year projection — with every number explained, not just displayed.
Underwriting-grade analysis
Cap rate, cash-on-cash, DSCR, GRM, debt yield, break-even ratio, IRR, and equity multiple — every metric a lender or seasoned investor checks, with a tooltip explaining the formula and why it matters.
Real tax-bracket accuracy
Set up your filing status, state, and income once. Every analysis then projects after-tax cash flow using your actual marginal bracket, passive-loss allowance phase-outs, QBI, depreciation, and NIIT — not a flat guess.
Location-aware income & expenses
Property tax and insurance estimates start from state-level data with risk adjustments (flood, wildfire, wind). Rent estimates factor in university proximity — properties near large campuses carry a documented rent premium and turnover pattern.
Current mortgage rates
Financing defaults pull from Freddie Mac's published 30- and 15-year fixed survey rates, cached daily.
Full multi-year projection
Amortization schedule, rent and expense growth, appreciation, and a sale-year tax calculation — depreciation recapture, capital gains, and NIIT — so you can see the whole hold period, not just year one.
Built to revisit
Every analysis is saved to your account, editable any time, and archived or deleted as your pipeline evolves.